Can a third-party conduct the policy review?
What is a final credit decision for HMDA, after which a customer’s wish to not proceed with the application is not reported as withdrawn?
For loans secured by savings or CD's, can just one of the joint owners sign the security agreement (if the account is owned by John "or" Jane), or must all joint owners sign?
We have a refinance loan by the same lender and the consumer is getting a small amount back. Is there a percentage of the loan amount that triggers a rescission?
It is my understanding that we must accept private flood insurance only if it contains the Compliance Aid statement. Correct?