Most Popular Lending Content
Inclusion of Which Fees for HOEPA
12/06/2004
Could you please provide some detailed information regarding when to include title charges that are paid to an affiliate in the HOEPA calculation?
Fair Lending Enforcement: Something Old, Something New (7 Action Steps)
12/01/2004
The U.S. Department of Justice is working hard at fair lending enforcement. This is not a concern that has faded into the background. Quite the opposite is true.
CRA: The OTS Proposal
12/01/2004
When the agencies issued the current version of the CRA regulation, they agreed to revisit the rule in five years. That is about all that they currently agree on.
Looking Out and Looking In
12/01/2004
Since their invention or evolution, banks have been designed for protection and security. Those who manage financial institutions are protectors.
Fair and Accurate Credit Transactions Act (2 page chart)
12/01/2004
The FACT Act has been the compliance challenge of 2004 – along with a few other things such as Bank Secrecy, fair lending, and information security.