Most Popular Lending Content
Industry Averages For Credit Card Charge Offs
07/07/2003
Do you know or know where I can find the industry average for credit card 30+ delinquency and charge-off percentages?
Linking Overdraft Protection To Business DDA Accounts With Automatic Transfers
07/07/2003
Is it possible to link overdraft protection on a Business DDA account with automatic transfers instead of establishing a separate business line of credit with fund transfers?
Perfecting A Security Interest In A Life Insurance Policy
07/07/2003
What are the requirements to perfect a security interest in a life insurance policy? We are going to get an Assignment/Acknowledgment from the insurance company, but do we need to file a UCC-1 on the policy itself?
Disclosure Requirements For Auto Debit Reduced Rate Loans
07/07/2003
If we offer a program of a reduced-rate loan if customer puts the loan payments on auto debit out of a checking or a savings account, what kind of disclosures would we need to give and is there a form available?
Preparing For A State Examiner's Insurance Audit
07/07/2003
How can I make sure I'm prepared to pass a state examiners' audit of my insurance department?