Most Popular Lending Content
Frequency of a Rate Spread "Hit"
12/06/2004
How common is it to get a reportable rate spread when calculating the rate spread under the new HMDA rules? In our institution we are getting a reportable rate spread on probably 3 of 5 transactions.
CAC on Predatory Lending
12/01/2004
When it comes to predatory lending concerns, the Consumer Advisory Council has plenty to say. The pressure is still on the FRB to take actions to protect consumers from predators.
FACT Act requires records release for I.D. theft victims - Mary Beth Guard
12/01/2004
FACT Act requires records release for I.D. theft victims
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Fair Lending Remedies: Your Program's Benchmarks
12/01/2004
Fair lending enforcement actions lay out the actions needed to correct a problem that has been identified.
Free Credit Reports Available -- Depending Upon the State
12/01/2004
by Mary Beth Guard
Consumers who live in any one of the following thirteen states may request a free annual credit report beginning December 1, 2004: