Is there an FDIC requirement that the "Member FDIC" logo be on all our pages and link to the FDIC website?
Fair lending is a mortgage lending issue. Correct?
What do we report for Loan Amount if an application is taken, under our financial institution’s definition of HMDA Application which does not include a loan amount, and the applicant withdraws or the lender denies before we have a loan amount?
Can an application be reinstated once final action has been taken?
We have a married couple wanting to fill out a home loan application. They state that they do not have any copies of their tax returns. Can we use the other documents to verify income or are the tax returns required?