Most Popular Lending Content
Escrows, more than dirt
10/25/2020
While auditing a mobile home loan I saw escrow statements. Isn’t this unnecessary since RESPA doesn’t apply when we don’t have real estate as our loan collateral?
Reg B and Small Business Lending
10/25/2020
I am looking to find what aspects of Reg B are applicable to small business lending. I am creating a line by line assessment and am curious if something like this exists.
Best Practice for Saving Emails into Document Management System
10/25/2020
What’s the best way to collect and organize important emails in our document management system?
State's Public Records-Record Retention
10/18/2020
We want to know if there is a vendor or website our bank can utilize to quickly retrieve public records online from various Secretary of State offices, tax cards & tax bills to pay escrowed taxes, retrieve recorded real estate docs i.e. recorded Warranty/Quitclaim Deeds, MTG-DOT and AOR's. The majority of states have their records available online but behind a paywall where you have to pay for each individual page of each document. There's 25+ of us between Lending, Legal, and Compliance that need access at our bank to these docs. In my previous banking career, we utilized a website called NETRONLINE.com with a paid subscription but it appears it is no longer available. Is there a substitute?
Transferable Letter of Credit Precautions
10/18/2020
Please explain the precautions which should be used when issuing a transferable letter of credit.
