Most Popular Lending Content
Pros and Cons of Commercial Loan Apps
11/26/2023
Currently, the bank I am employed by uses commercial loan applications. In my prior work lives, the banks never had a specific cmmercial loan application. Are they required? I realize some compliance related items are collected on them; but believe this could be done in another manner. Thoughts on this topic and why you would recommend keeping them or eliminating them.
Signature Required - Intent to Proceed
11/26/2023
Is a customer required to sign an intent to proceed? I have not found that in the Reg.
Lending exceptions
11/26/2023
What are lending exceptions?
Brush up on key HMDA requirements to ensure HMDA data is accurate for reporting on or before March 1, 2024.
11/26/2023
Who should really attend a HMDA Scrubbing and Submitting course?
Discover how changes to HMDA reporting thresholds impact your institution
11/19/2023
I heard the CFPB is changing the HMDA reporting thresholds for smaller FIs. How does that impact me?