Most Popular Lending Content
NMLS Number for HMDA Reporting
02/16/2020
I have a question regarding HMDA reporting and I hoping you can help me out. So for the NMLSR ID we are reporting the NMLS ID of the loan officer who approved denied withdrawn/canceled the application. We have several loans that were withdrawn by the member prior to a loan officer making a decision and were reporting N/A. I think we should be reporting our own NMLS number for those applications. Could you please let me know what you think?
Extended Rescission Period
02/16/2020
How long does the consumer have to rescind if we provide the wrong rescission form?
Servicing Disclosure Required on HELOC?
02/16/2020
Is the servicing disclosure required on Home Equity Lines of Credit?
Loan Portfolio Concentration Reporting
02/16/2020
How can we improve our portfolio concentration analysis?
Timing of electronic disclosures.
02/16/2020
How is e-mail delivery for the disclosures considered as far as timing?
