Most Popular Lending Content
Quoting Rates: Ranges vs. Actual APR
02/04/2002
We are having a debate on how we are to quote rates to clients. My understanding is that we are to quote APR's to customers, however there are a few loan officers who say that an APR range is acceptable. What does the Reg say?
Home Improvement Loans: Is the early TIL disclosure required?
02/04/2002
Someone came back from a seminar saying that for a Home Improvement Home Equity the early truth and lending is not required. Is this true and if so where can I find that in the regulations?
Interest-only Mortgage Calculator
02/04/2002
Where can I find a mortgrage calculator that will tell me how much my interest-only payments would be if I choose that option?
Are attorney's fees considered a finance charge under Reg Z?
02/04/2002
Are attorney's fees considered a finance charge under Reg Z?
Late Fee Grace Period
02/04/2002
The bank I work for has always allowed 15 days grace period for mobile home loans that are late before assessing late fees. Where can I find the law that dictates 15 days grace period and is this for consumer, primary residence-secured loans only?