Most Popular Lending Content
Self-identified flood issues… in the clear for the next exam?
10/15/2023
We had a rather big flood compliance issue, but we self-identified it and are correcting the problem. Is that enough to keep us out of hot water at our next exam?
Differences between MAPR and APR
10/15/2023
What is a MAPR?
When a Servicemember Asks for More than SCRA Relief
10/15/2023
A soldier wants us to reduce the loan rate and allow three deferred payments to bring the account current. Are we required to do this?
Is there a standard modification agreement?
10/08/2023
Could you provide a copy of a standard Modification Agreement? We want to extend a Construction loan for another six months.
Address Discrepancies on Credit Reports
10/08/2023
Our bank does not report business purpose loans to credit bureaus. If we have an address discrepancy on a credit report pulled for an individual, but the loan is business purpose, are we obligated to furnish the borrower's address under Reg V, once we have reasonably confirmed it as accurate?