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OCC addresses real estate lending calculations, limits - Mary Beth Guard
05/10/2004
OCC addresses real estate lending calculations, limits
by Mary Beth Guard, BOL Guru
Balancing Fees Between TIL and HUD-1 Discl.
05/03/2004
If no fees were disclosed on the TIL but were on the HUD, does restitution have to be made on fees that were not disclosed on prepaids within .25% tolerance?
Delivery of the Adverse Action Notice
05/03/2004
I have read recently that adverse action notices have to be postmarked the day that the notice was printed; however, I cannot find this in the Reg anywhere. Can you help me locate this specific topic, so that I can inform our employees?
Reg. Z Disclosures Exemption
05/03/2004
Is a Truth-in-Lending disclosure required for a 2nd mortgage on a 2nd home?
ECOA Discrimination
05/03/2004
Is it a violation of Reg B to favor a credit card application for a college student with no credit versus someone older with no credit?