Most Popular Lending Content
Homeownership Counseling & Commercial Loans Secured By Primary Residence
03/03/2003
Does the revival of the homeownership counseling requirement apply to commercial/business purpose loans that are secured by the borrower's primary residence?
Disclosures: Changing Terms On A Consumer Loan
03/03/2003
When doing a Change in Terms on a consumer loan, do you have to provide new disclosures to only skip a payment, whether the payment be monthly, quarterly, etc? If you have a term note and you are extending it for any time, whether it be for a few months or for a year, do you have to provide disclosures?? Also, are we required to send a notice or disclosures when adding fees to a loan, such as UCC continuation, etc?
Banking Employees - Strategic Leaders or Just Employees -- PSI
03/03/2003
Do your employees understand your bank's strategy, products and services and how they can help you achieve your strategy?
Loan Document Preparation Fee Issues
03/03/2003
Our bank is considering implementing a loan document preparation fee. Other than making sure these fees are disclosed as a part of the finance charge, are there any other pitfalls or disclosure issues we need to be aware of and address? We would charge the fee on new originations only.
Community Banks Outperform In Services To Underserved
03/01/2003
Several studies by the Woodstock Institute underscore an important role community development banks play in the financial institutions industry: serving the "underserved."