Most Popular Lending Content
Empty mobile homes park - HMDA?
04/21/2024
Is a mobile home community HMDA reportable if there is only pads and electricity and no homes on the collateral?
Streamlined Document Management & Commercial Lending
04/21/2024
How can commercial lending teams benefit from streamlined document management?
APR was wrong on a TRID loan. Do we send a corrected post-closing CD to the borrower?
04/21/2024
An auditor just told us we have an APR violation on a TRID loan, and we need to make restitution to the borrower. Don’t we need to send a corrected Closing Disclosure too?
Loan denied based on guarantor.
04/21/2024
How would a commercial application denied based on the DTI of the guarantor be handled? In this case, the credit report of the guarantor was used to determine their debt level.
Distribution Channels for Commercial Loan Notices
04/21/2024
How do financial institutions distribute notices to commercial loan customers?