Most Popular Lending Content
Banks Buy HOPE Centers
09/01/2002
Hawthorne Savings, FSB and California National Bank recently made banking history when they bought two of the first banking centers in the U.S.
STATISTICS, FACTS & SUCH
09/01/2002
- The lowest possible Social Security Number (SSN), 001-01-0001, was actually issued to Grace D. Owen of Concord, N.H. She was the first applicant from New Hampshire.
Why Was Your Article 9 Filing Rejected?
08/19/2002
by Sam Ott
Are construction loan inspection fees (performed by an outside firm) included in the APR calculation?
08/12/2002
Are inspection fees (for construction loans) included in the APR calculation if the bank is using an outside firm to do the inspections? I know that if the inspections are done in-house than they are included, but what about if some other firm is doing them?
Referral Fees For Commercial Loans
08/12/2002
Our bank is considering paying a referral fee to certain external sources for commercial loans that are originated. Are we requires to disclose this referral fee to the customer? Can the cost be passed onto the customer in some form?