Most Popular Lending Content
Internal Appraisal Fees=Finance Charges
04/19/2004
Are fees for appraisal reviews performed internally included in the APR calculation?
Exercising Rescission on Saturday
04/19/2004
A customer's right of rescission ends midnight Saturday. How can they effectively rescind on a Saturday?
Notice for Withdrawn Applications
04/19/2004
If a loan application is withdrawn by the applicant, is it necessary that we send out an adverse action notice? Currently we have been sending out this notice stating "customer withdrew application" and marking the FCRA notice disclosure inapplicable.
Posting the HMDA Notice for a New Reporter
04/19/2004
Our bank became subject to HMDA in 2003. When does the Home Mortgage Act Notice need to be displayed in the bank?
Advancing Loan Disclosures
04/19/2004
We use future advance deeds of trust for our real estate loans. How are the disclosures under RESPA and Reg. Z affected when the borrower comes at a later date for a loan secured by this deed of trust?