Most Popular Lending Content
Is a TIL Disclosure Required?
01/07/2002
Are we required to give a TIL disclosure on a 9 month interest-only draw down credit line for new construction with no committed end financing (we do disclose at time of application). The loan is a 9 month interest-only payment and matures without a PandI payment made. There is no final closing; the loan is paid off by another lender.
Training Customers to Use Their Rights
01/01/2002
Compliance isn't enough. Consumers need help. You can help them. By helping consumers, you provide better service and make your institution more valuable to the consumer.
COMPLIANCE CALENDAR
01/01/2002
JANUARY, 2002
Predatory Lending: FRB Issues Final Rules Under HOEPA
01/01/2002
It's official. The Federal Reserve plans to stop predatory lending by making the disclosures for high-cost mortgages more complex.
What We Do Wrong With Compliance
01/01/2002
The core group of compliance regulations are for consumer protection.