09/19/2021
Does the Right to Rescind apply to a HELOC?
09/12/2021
Are payments received on Saturday required to be posted on Saturday ?
09/05/2021
Does a HELOC have to have a repayment period?
08/29/2021
Our account agreement states that the balance to which the finance charge is applied is determined using the daily balance method. Our core system calculates the balance suing the average daily balance method. Which one is correct?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/15/2021
Do the Regulation Z rules for Home Equity Lines of Credit apply to lines of credit secured by a consumer’s beach house?
08/15/2021
We have a “spin the wheel” promotion. To spin, a customer must donate $1 that the bank donates to a charity. All the prize amounts on the wheel are more than $1 therefore all customers will get more than they donate. The amount won is then sent to the customer via our e-wallet app. We set a certain number of spins and it is done on a first-come-first-served basis.
06/06/2021
Should there be a rescission on a HELOC where the borrower/owner is a revocable trust?
