If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?
If joint applicants live in same address, do we still need to provide separate notice (i.e. 2 FCRA notice) or can we send 1 notice and since they both live in same address, that would meet the requirement?
Can the Annual Escrow Statement be provided to the borrower using an e-statement or must a paper copy be snail mailed to borrower?
If a customer uses a HELOC access check to advance funds, does a transaction description other than "Advance" need to appear on the periodic statement?
What if you do not have a complete address to send an adverse action to?