How does fair lending impact commercial loans, which is not “consumer protection” controlled?
For a home improvement loan, is the Purpose = Home Equity?
When do we disclose Property Value instead of Sales Price?
Is my bank exempt from the anti-steering requirements (i.e. giving the applicant 3 other loan options) in the LO Comp rules of 1026.36?
Can a fair lending enforcement action occur when no specific victims are identified?