Most Popular Lending Content
Is it OK to charge a monthly Returned Mail fee to customers with bad addresses?
04/17/2024
May we charge a monthly “Returned Mail” fee on our customers who have bad addresses that return mail as undeliverable?
HMDA Reportable Loans?
04/14/2024
Are refinancings of second homes HMDA reportable?
How do I figure out how much Reg Z restitution is needed for an APR / Finance Charge error? It is a TRID loan too. HELP!!
04/14/2024
We messed up an APR beyond Reg Z tolerance (on a TRID loan to boot – eek!) and know we need to give the borrower restitution. But how do we figure out the right amount to give?!
Exception tracking and loan delinquencies
04/14/2024
Why is exception tracking especially important during periods of rising loan delinquencies?
Document expiration dates and collateral perfection
04/14/2024
Why are document expiration dates important for collateral perfection?