Most Popular Lending Content
When is the appraisal rights notice required?
11/05/2023
There is confusion over the disclosure for the Reg B, Right to Receive Copy of Appraisal. I read that David Dickinson (Aug 9, 2010) said there is no date requirement for this disclosure, whereas Dan Pesfull advised it is given at or within 3 days of application but can be given at closing. Per the CFPB website it must be given within 3 business day of receipt of application. (12 CFR § 1002.14(a)(2). Can some one clarify.
Example of loan policy exceptions
11/05/2023
What is an example of a loan policy exception?
Military Status and Foreclosure
11/05/2023
If our borrower hasn’t requested SCRA protection and is past due on her mortgage, can we start foreclosure as we normally would?
Comprehensive HMDA training
11/05/2023
Could you benefit from a comprehensive HMDA training course to ensure your data is ready for submission?
Disclosing the Military APR
10/29/2023
Do we have to disclose the actual MAPR to all borrowers?