Most Popular Lending Content
CRA: How Big is Small?
09/01/2004
For the first time since the enactment of CRA, the agencies are acting without uniformity.
FRB Updates High Cost Loan Number
09/01/2004
Each year, the Federal Reserve updates the number to be used in calculations for high cost loans (Section 226.32 of Regulation Z.) The new number for 2005 calculations has been announced.
Count Your Accomplishments
09/01/2004
What a year this has been! Rules and regulatory concerns keep coming - and coming, and coming.
Fair Lending: What Examiners are Finding (5 Action Steps)
09/01/2004
Note: special thanks to Mollie Newsome Sudhoff for research and assistance with this article.
Mortgage Release Fee
09/01/2004
Question: In disclosing mortgage release fees that we will pass along to the customer at the time of payoff, what document should the release fee be on and how should we disclose i