Is redlining real? It seems to be an antiquated type of violation.
Under TRID rules the bank must send a copy of the appraisal three days prior to closing the mortgage loan. If the appraisal is sent electronically but the customer has not opened the email, has the bank met the regulatory requirements?
When does desktop scanning make sense as opposed to using a multi-function device?
I can’t keep it straight anymore. What is the difference between an HPML, and HPCT, and an HCML? Aren’t they all virtually the same thing?
Are credit life insurance, disability insurance, or GAP unsurance included in the APR we dosclose to borrowers?