Most Popular Lending Content
ECOA Discrimination
05/03/2004
Is it a violation of Reg B to favor a credit card application for a college student with no credit versus someone older with no credit?
Rescission on Interest and Fees
05/03/2004
Does the right of rescission apply when a customer refinances and we include the accrued interest and closing costs? We are the original lender.
Construction Loan Term Limits
05/03/2004
Are there any limits on how many months a construction loan term can be? I have heard in the past that a construction loan could not exceed 12 months, but I do not know why.
Usurious Loan with CD Collateral
05/03/2004
Is it usurious to use the proceeds of a loan, deposit it to a Certificate of Deposit, then use that Certificate of Deposit as collateral for the loan?
Annual Financial Statements
05/03/2004
How do you get commercial loans to submit a financial statement each year? Is there legal recourse?