Most Popular Lending Content
Flood Cert. on a Mobile Home
05/17/2004
Is it correct that a flood certification is needed for a mobile home that is on a permanent foundation or tied down and is being held as collateral?
HMDA Reason for Denial
05/17/2004
I work at a state bank, regulated by the FDIC. Do we have to report reasons for denial or is it still an option for 2004?
HMDA Reportable Assisted Living Residence
05/17/2004
Is a loan made for an assisted-living residence HMDA-reportable? Also, if more than 4 individuals live in the home, would it be multifamily?
FCRA & Telephone Applications
05/17/2004
Do we have sufficient authorization to pull a credit report when we take a telephone application?
Record Retention for Denied Loans
05/17/2004
Is the retention period for denied loans two years?