Most Popular Lending Content
HUD Fair Housing Grants
04/01/2004
HUD has awarded 121 fair housing grants that total $17.6 million. These grants are part of the Fair Housing Initiatives Program.
Fair Housing Complaints
04/01/2004
During HUD's fiscal year 2003, HUD received more than 8,000 housing discrimination complaints. Most of the complaints involved discrimination based on race or disability.
RESPA on a Home-Farm Loan
03/15/2004
We are considering financing a home construction/perm loan on a farm site with an existing home and farm buildings. Would this fall under RESPA or could we consider this as a farm or business and by-pass RESPA requirements. We already have an existing mortgage on 1,280 acres that includes this site. The borrowers are actively engaged in farming and this is there place of business.
APR Calculation on a Demand Loan
03/15/2004
How do you calculate the APR on demand loans?
Reg. U Stock Loans
03/15/2004
Are Reg. U disclosures required for a stock loan when the stock is not being held by bank, but is in brokerage account and we have a control agreement?