Most Popular Lending Content
RESPA Section. 8 Incentives
03/15/2004
We would like to offer our real estate agents special incentives for bringing us new business. Can we legally offer them lower fees, better rates or special services for their referrals?
Define Simple Interest
03/15/2004
What is a concise, yet informative definition for "simple interest"?
HOEPA Rate Term 1-Year
03/15/2004
What term do I use on the rate spread calculator to figure the rate spread when the term of the loan is less than a year?
HMDA Rate Spread Calc, - But Other Security
03/15/2004
If a home improvement loan is secured by an automobile or a C.D., is a rate spread calculation required?
Commercial Loan Now HMDA Reportable
03/15/2004
We have a commercial business loan and the collateral is the owners personal residence and the purpose of the loan was working line of credit. The loan comes due this year and we will be renewing it. Is this now HMDA reportable?