Most Popular Lending Content
PMI on Construction Loans
10/18/2004
Is it common for banks to put PMI on construction loans? We are looking at this but are having a hard time with the disclosures such as the "PMI cancel" notice.
Showing/Calculating Escrows for a Good Faith
10/18/2004
During a RESPA phone seminar, we were told that we need to include escrow reserves on the Good Faith if we know the customer wants to escrow his taxes and insurance. Taxes are not hard, we can easily figure when those are due. Insurance on a refinance is different. What do we put on the good faith if we have no idea when their insurance is due?
Government Monitoring Information
10/18/2004
When is the government monitoring information not required?
HMDA MSA Boundaries - Mary Beth Guard
10/11/2004
HMDA MSA Boundaries
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Credit Bureau Reports Without Written Permission
10/04/2004
Can you take applications for loans over the phone and pull credit? If the customer never comes in and the request is denied, what do you do with the application that has not been signed by the customer that gives you permission to pull credit?