Most Popular Lending Content
Junior lienholder of a flood loan – how much flood insurance is needed?
10/01/2023
We have a HELOC secured by a home in a flood zone. We are holding a junior lien behind another lender. How much flood insurance is needed?
Time-consuming aspects of exception reporting for commercial loans
10/01/2023
Why is exception reporting time-consuming for commercial lending teams?
Requirements to Quote Loan Rates
10/01/2023
When quoting loan rates to customers in person or on the phone, what do tellers/bankers need to say? And ff the banker has an NMLS number, what can they quote and must they state theit NMLS?
When DOESN’T Zero Liability apply?
09/25/2023
Since MasterCard’s Zero Liability covers ATM withdrawals and PIN transactions. It is even worth investigating Reg E claims since we are always on the hook?
Correct Past Due Loan Reporting
09/24/2023
How should the date of first delinquency be calculated when reporting to the credit bureaus?