Most Popular Lending Content
No CRA Change
07/01/2004
If you were hoping for some adjustments to CRA, you can stop now. The OCC and the FRB have decided not to change the regulation.
FRB Study on Prescreened Solicitations
07/01/2004
As required by the FACT Act, the Federal Reserve Board has initiated action to conduct a study on how the credit and insurance prescreening and solicitation system affects consumers.
Selling and the Customer
07/01/2004
When it comes to designing marketing campaigns, the marketing staff tends to view compliance with some skepticism - if not outright hostility.
FTC Study on Credit Scores
07/01/2004
The FTC has solicited comments on its study of the effect of credit scores on the availability of insurance and credit products.
Reg. B - Complete Application
06/21/2004
I had an application sent to me from a dealer. The customer did not complete the address line. I notified the dealer that I needed that completed before I could look at the application. This was never done. How do I treat this application in terms of Reg B?