Most Popular Lending Content
Interest Only to Purchase New Primary-Bridge Loan?
01/06/2019
We have an application for a 12-month interest-only loan to purchase a new primary residence. Our loan will be secured only by the new home. Can this be considered a bridge loan?
Adding Individuals to App to Help Qualify/Approval
01/06/2019
If an individual applies for a loan and they don't qualify, is the lender required to formally disposition (deny) the loan request? Or can they solicit other individuals to be added to the application to see if they would help qualify and get loan approval?
Reg Z Reviews that Include TRID 2 Amendments
01/06/2019
Since the CFPB's Reg Z Exam Procedures have not been updated (as of 12/11/18) to include the TRID 2 amendments effective 10/1/18, other than going through each section of the regulation, what do you suggest we use (in place of the Exam Procedures) as the 'next best thing' in doing Reg Z reviews that include the TRID 2 amendments?
Who Can Sign A Release of Mortgage?
01/06/2019
Who can sign a release of mortgage?
Required use of the Uniform Residential Mortgage Loan Application
01/06/2019
Are we required to use the new uniform residential mortgage loan application?
