Most Popular Lending Content
Quoting Rates: Ranges vs. Actual APR
02/04/2002
We are having a debate on how we are to quote rates to clients. My understanding is that we are to quote APR's to customers, however there are a few loan officers who say that an APR range is acceptable. What does the Reg say?
Cost/Benefit Analysis
02/01/2002
The concept is not new. It is familiar to almost everyone. A cost benefit analysis lays the foundation for deciding whether doing something is a good idea.
Gramlich on Predatory Lending
02/01/2002
Recently, Governor Gramlich of the Federal Reserve spoke to the Housing Bureau for Seniors Conference in Ann Arbor, Michigan on the topic of Predatory lending.
Compliance Calendar
02/01/2002
FEBRUARY, 2002
Comments should have been to the Federal Reserve Board on proposed revisions to the Official Staff Commentary to Regulation Z by February 1.
FDIC Issues Flood Requirements Summary
01/21/2002