While auditing a mobile home loan I saw escrow statements. Isn’t this unnecessary since RESPA doesn’t apply when we don’t have real estate as our loan collateral?
Do COVID-19-related activities earn CD credit?
If a residential ARM loan does not have a rate change, and therefore, does not have a payment change, is the bank still required to send the ARM notice?
Do these rule apply to small servicers?
Are regulators concerned about illegal discrimination during the foreclosure surge?