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Retaining I.D. in CIP loans - Mary Beth Guard
05/31/2004
Retaining I.D. in CIP loans
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Necessity of new appraisal
05/24/2004
by Mary Beth Guard
FCRA & Telephone Applications
05/17/2004
Do we have sufficient authorization to pull a credit report when we take a telephone application?
Record Retention for Denied Loans
05/17/2004
Is the retention period for denied loans two years?
Who Should Certify HMDA Data
05/17/2004
HMDA requires an officer of a financial institution to certify the accuracy of the data. The regulation is silent on which officer should certify the accuracy. I believe this responsibility should reside with the Compliance Officer, not Internal Audit. Do you know of any announcements, etc., regarding this, or are you aware of what the "norm" is at other financial institutions?