Most Popular Lending Content
Pursuing Deficiency Judgment Even After Partial Satisfaction Of The Obligation
02/03/2003
As a secured party, if I collect partial satisfaction of an obligation, may I still pursue a deficiency judgment?
Changing Loan Terms, RESPA, and Reg Z
02/02/2003
If we lower the interest rate and change the note from a fixed rate to a variable rate mortgage, do RESPA and Reg Z apply? Does it matter if the collateral is a primary dwelling or just a second home?
Nursing Home Resident, Home Loan & Right Of Rescission
02/02/2003
Our customer now lives in nursing home and owes the nursing home for care. Our bank is making the customer a loan with her former home as collateral until the home can be sold to perspective buyer. The customer has granted a power of attorney to a third party. Is the Right of Rescission applicable since the customer no longer lives in the home?
Is it necessary to have a new GFE if the amount of the loan changes before the closing of the loan?
02/02/2003
Is it necessary to have a new GFE if the amount of the loan changes before the closing of the loan?
Automobile Loan Fees For Insurance Tracking
02/02/2003
We are considering charging each automobile loan a fee for insurance tracking in lieu of obtaining force place insurance on uninsured borrowers. What compliance related issues do we need to take into consideration?