Most Popular Lending Content
Flood Insurance: A Compliance Contingency Plan
12/01/2002
Congress didn't carry out all of its responsibilities before adjourning in 2002.
Refiling A UCC For A New Loan
11/18/2002
If an institution does a loan, files a UCC, the loan gets paid off, and a year later they do another loan for the same customer secured by the same thing, do they have to file a new UCC?
If a Director provides RESPA settlement services, do we need to provide the Affiliated Business Arrangement Disclosure to every mortgage applicant?
11/18/2002
We were recently advised at the bank, where I am employed, that we must use the Affiliated Business Disclosure on every residential mortgage that we do. We are located in a small town where the majority of the customers we have choose to use the local attorney. I specify choose. Upon an examine we were told that it looked like we were making the customers use this particular attorney and that we had to give the Affiliated Disclosure on each an every mortgage because one of the attorneys is a board of director for our Holding company. Now, since we are doing this and a customer has chosen another attorney, it looks like we are soliciting for the local attorney. Do we indeed have to give this to every mortgage customer?
HOEPA & Mobile Home Loans
11/18/2002
Does HOEPA apply to mobile home loans not secured by real estate?
Forms For Loan Officers
11/18/2002
Do you have a form you can e-mail me that I could give my loan officers to report back and know when and what to follow up on?