Most Popular Lending Content
Don't Roll Over and Play Compliant
05/01/2005
Are examiners always right? Actually, the better question to ask is do all examiners really know what they are doing?
Interest rates for servicemembers By Mary Beth Guard -
04/25/2005
Interest rates for servicemembers
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Signatures required on loan to partnership -- Mary Beth Guard
04/25/2005
Signatures required on loan to partnership
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Dual Mortgage Origination Structure-Compensation
04/18/2005
I would like to know if there are any regulations relating to commission-paid employees, namely "internal" versus "external" mortgage originators. Internal business is through branch referrals and external sources; external business is where we market the customer base directly but business is developed mostly outside of the bank (no branch referrals). Is the commission or referral structure regulated or is it a matter of organization structure?
Permitted Fee for Services?
04/18/2005
As a licensed real estate broker, can I legally collect a disclosed fee for actual services rendered, such as packaging and submitting a loan to a lender in the required stacking order, including explaining to the borrower the lender's stipulations required after the lender's initial review?