Most Popular Lending Content
Disclosure Requirements For Auto Debit Reduced Rate Loans
07/07/2003
If we offer a program of a reduced-rate loan if customer puts the loan payments on auto debit out of a checking or a savings account, what kind of disclosures would we need to give and is there a form available?
Preparing For A State Examiner's Insurance Audit
07/07/2003
How can I make sure I'm prepared to pass a state examiners' audit of my insurance department?
Rescission: Must a financial institution refund "non-refundable" fees?
07/07/2003
If, when doing a mortgage refinance, the bank has collected fees for appraisal, credit, flood, and rate lock, and indicated that these fees are non-refundable, but the borrower rescinds--do the fees have to be refunded, if the costs were actually incurred on the borrower's behalf?
Where Does Regulatory Burden Come From?
07/01/2003
There is nothing quite like going through a mortgage settlement to get a fresh perspective on compliance, regulatory burden, and paperwork in general.
Reg Z: Prepare to Implement the Reg Z Commentary Update
07/01/2003
Each year the Federal Reserve Board updates the Official Staff Commentary to Regulation Z, Truth in Lending.