Most Popular Lending Content
Monitoring Commercial Lines Of Credit -- Private Business
03/01/2004
What is the most effective way to monitor commercial lines of credit and document the process for regulatory exams and loan reviews?
TIL Disclosures on Unsecured Loans
03/01/2004
Does the Truth in Lending disclosure have to be given with all consumer loans even if they are not mortgage related, such as a consumer loan that is unsecured?
Calculating APR on ARMs
03/01/2004
What are the differences in calculating the APR on adjustable rate mortgage products? We currently have products that have discounted and premium initial rates and products that don't. How do I disclose these products? Are they treated differently?
Items on a GFE That Are Prepaid Finance Charges
03/01/2004
Where can I find rules to determine which items on a Good Faith Estimate are prepaid finance charges?
Subprime Lending and Older Consumers
03/01/2004
In his testimony to the Senate Special Committee on Aging, Howard Beales, Director of FTC's Bureau of Consumer Protection stated that more than a quarter of subprime borrowers are 55 or older.