08/23/2020
What are the basics we should look for in a loan document management app?
08/16/2020
How has loan imaging software impacted the need for bank couriers?
05/31/2020
Assume we have a real estate application with all six needed items received on the weekend when
business is closed. We open only Monday - Friday but it could come in electronically. Is the deadline for TRID's loan estimate Wednesday or Thursday?
03/24/2019
Under current HMDA rules, if a borrower submits an application for one amount and then requests an increase and a new loan estimate is issued, do we report the original amount requested or the increased amount?
12/31/2017
Can credit be denied based on a credit report pulled over 6 months ago or should a new report be pulled? (In this case, the credit requested 6 months ago was denied and now a new credit request has been received.)
12/10/2017
When considering new technology for credit origination, how can banks decide whether to build in-house or buy an existing technology?
12/10/2017
Are Home Equity Lines of Credit included in the new loan originator compensation rules? If so, can an employer incent a loan originator based on the amount drawn versus the line amount?
12/03/2017
What is a ballpark budget for loan imaging software?
11/26/2017
I'm looking for a PDF fillable 1003/URLA with the 2018 Demographic Information Addendum attached with the old GMI section on page 4 being crossed out. We need it for our website. Are you aware of anywhere this is available?
11/12/2017
What can traditional banks learn from alternative lenders?