Most Popular Lending Content
Indirect Lending Pricing Question
11/15/2004
Regarding Indirect Lending, is there a maximum mark up rate a lending institution can offer when paying out the spread over the buy rate?
APR Formula
11/15/2004
Is there an algebraic equation to calculate APR?
Related Law Firm and Mortgage Company
11/15/2004
I am an attorney in Florida. I own a mortgage company and a law firm that provides title insurance and closing services. The mortgage company refers title work to the law firm. Does this situation fall within the purview of disclosure, and if, so, exactly what charges for services have to be disclosed?
Fee for Force-Placed Flood Coverage
11/15/2004
Are banks allowed to charge a fee (say $25) for doing force-placed flood insurance? The regulation reads "The bank may charge the borrower for the cost of premiums and fees incurred in purchasing the insurance." Does this mean only direct fees? Also, can this fee be recurring, say monthly or quarterly?
RESPA & Vacant Lot Mortgages - Mary Beth Guard
11/08/2004
RESPA & Vacant Lot Mortgages
Answer by Mary Beth Guard, BOL Guru
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