Most Popular Lending Content
Should the HUD-1 Show Fees Not Passed On
12/06/2004
If a bank does not pass a fee to the customer and does not include the amount in the prepaid finance charge, must the amount and provider be shown on the HUD statement? For example, if a bank does not charge the customer for a flood determination, must the bank notify the borrower that a determination was pulled and provide the name of the vendor?
Purchase Loan Financing
12/01/2004
Question: We are a little confused after talking with our examiner about the differences between a purchase money loan and a refinancing when the refinancing is of the purchase mon
CAC on Predatory Lending
12/01/2004
When it comes to predatory lending concerns, the Consumer Advisory Council has plenty to say. The pressure is still on the FRB to take actions to protect consumers from predators.
FACT Act requires records release for I.D. theft victims - Mary Beth Guard
12/01/2004
FACT Act requires records release for I.D. theft victims
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Fair Lending Remedies: Your Program's Benchmarks
12/01/2004
Fair lending enforcement actions lay out the actions needed to correct a problem that has been identified.