Most Popular Lending Content
Do We Need to Give Another Flood Notice?
04/04/2005
We are making a new loan to pay off a home loan and add additional funds. The property is in a flood area and notice was given to the customer on the existing loan. Since we are able to verify that the customer has been notified of the flood status prior to the existing loan, what are the requirements for reasonable notice?
Appraisals Revisited
04/01/2005
The appraisal regulations are not new. Neither is safety and soundness. Recently, however, appraisal practices have become a regulatory concern.
Managing CIP Without Discrimination
04/01/2005
In the world of compliance, we sometimes face requirements that appear contradictory, what we like to call dueling regulations.
HMDA Advice From the FRB
04/01/2005
When HMDA advice comes from the Federal Reserve, it is worth paying attention.
Risk Analysis: Identity Theft Alerts
04/01/2005
Identity theft and fraud alerts will affect almost every job in the institution, in one way or another.