Most Popular Lending Content
Going “Paperless”
11/08/2020
What types of documents are banks digitizing in an effort to reduce paper?
Use of an existing determination
11/08/2020
If we are renewing, extending or increasing a loan do we need to do a new flood determination? Can it be recertified?
Consumers protected by the Payday Loan Rule
11/08/2020
Who are the consumers the Payday Loan rule is designed to protect?
Jumbo HELOC Product & Ability To Repay
11/08/2020
We are in the process of developing a Jumbo HELOC product. There would be no fees associated with this product, but there is an annual fee of $90, interest-only payments and the balance would come due in 5 years. Considering the balance due in 5 years, would this product be subject to Ability To Repay?
Escrow short year statements
11/01/2020
Doing annual statements is a real pain every month. What can we do to make these easier?