Most Popular Lending Content
Home Equity Application-3 Business Days Rule
08/30/2020
If a home equity loan application is not decisioned within 3 business days and preliminary disclosures are not sent out within those 3 business days, does the application need to be canceled and a new application keyed in? That is our current practice and it's a nightmare for HMDA monitoring submissions.
NC Down Payment Assistance Program-HMDA LAR
08/30/2020
We have a loan that closed under the NC Down Payment assistance program and need to know how it should be coded for the purchaser type on the HMDA LAR?
Toughest Banking Regulator
08/30/2020
Which regulator issues the most enforcement actions?
Fair lending is more than mortgages
08/30/2020
The CFPB hasn’t been active in fair lending other than mortgages, correct, does this present any challenges?
Exception Reporting Software Features
08/30/2020
What features should we look for in an exception reporting system?