Most Popular Lending Content
Account of a Deceased whos POD has a Charge Off
01/23/2022
We have an account of a deceased whos POD has a charge off. What are the rights of the bank to assume those funds?
Rate Lock Extension Fee-Reissue Closing Discl.
01/23/2022
I'm getting mixed answers on this question - we issued a closing disclosure, but the seller postpone at the last minute. The closing is now back on, but the rate has expired and is being extended. Is adding a rate lock extension fee a valid change of circumstance to reissue a closing disclosure?
Discrimination in redlining
01/16/2022
How does redlining violate the Equal Credit Opportunity or the Fair Housing Acts?
Assignment of Rents and Leases- File UCC?
01/16/2022
If we take an assignment of rents and leases, should we also file a UCC?
Existing ARM Loan Tied to LIBOR
01/16/2022
I have a question pertaining to an existing ARM loan that is currently tied to LIBOR. For this particular loan the rate adjustment period is annually in April understand that LIBOR will no longer be available after December 31, 2021, but can the bank wait to adjust the index until April 2022?