Can we provide football tickets to local realtors?
I have a loan secured by a dwelling and a savings account. According to the HMDA commentary, I include the savings account when computing the CLTV. Okay, that's clear enough. My question is, do I include the savings account in reporting property value? Do I only include real property?
Can we remove some of the details in a home equity rate special disclosure for billboard advertising and replace with a toll free number?
I have a commercial loan with collateral as "operating interest in wells." Do we need a mortgage, UCC or both to perfect a security interest in this? Also, is this collateral even considered real estate collateral?
We have been informed that marketing service agreements are illegal. We have a provider that is proposing a third-party agreement. He says this arrangement is not a marketing service agreement and is therefore legal. Your thoughts?