Most Popular Lending Content
FTC Study on Credit Scores
07/01/2004
The FTC has solicited comments on its study of the effect of credit scores on the availability of insurance and credit products.
No CRA Change
07/01/2004
If you were hoping for some adjustments to CRA, you can stop now. The OCC and the FRB have decided not to change the regulation.
FRB Study on Prescreened Solicitations
07/01/2004
As required by the FACT Act, the Federal Reserve Board has initiated action to conduct a study on how the credit and insurance prescreening and solicitation system affects consumers.
Reg. B - Withdrawn Application
06/21/2004
For consumer applications that are withdrawn by the applicant, what type of notification (if any) should the applicant receive?
Is a GFE Required if We Close Before 3 Days
06/21/2004
Does a Good Faith Estimate need to be provided when a residential real estate loan is closed within 3 business days of application?