Most Popular Lending Content
UCC, Refinancing, & Terminations
12/02/2002
It has been a few years since I personally looked at the UCC forms since their revision. I see that no signatures are required on the form. Since most lenders are lax in filing termination, in the case of a refi, can the new lender simply file the terminations?
The Overdraft Product Craze
12/01/2002
Management may be excited about the fee income opportunities with an overdraft product. In fact, fee income is the carrot that the vendors are using to sell the product.
More on Payday Lending
12/01/2002
Payday lenders have a market in customers who have bank accounts but do not qualify under the bank's lending criteria for an overdraft line of credit.
New Census Data
12/01/2002
When you begin using the 2000 census data, you'll discover some challenges.
CRA And Banking Opportunities In Indian Country
12/01/2002
Whether your institution's market area includes a piece of Indian Country or not, you can learn a lot from banking and economic development activities that are taking place now in Indian Country.