Can I hire my brother who is in the mortgage industry, to refer business for a newly formed title settlement company? Can a title and real estate settlement company market services together? Does that person have to be a partner or employee of the business to not violate RESPA?
During the PPP loan programs we had many requests, but we were not participating? These are commercial requests and would be subject to Reg B. Were adverse action notices required?
What is involved with customer and account document management?
If an applicant chooses not to provide the borrower demographic data do we still collect it based on visual observation and surname?
What is document management?